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A familiar story - this could happen to you.
My daughter was in a minor accident in her car (my car legally). She rear ended someone at a light. The impact was minor and broke the plastic on her front license. The other people were very upset and called 911. When my daughter called I offered to pay for the other people’s damages but they claimed they would require a new bumper and possible engine repairs. They also felt the passenger had suffered ’whiplash’. The police suggested she had not. It might be up to a personal injury lawyer to decide. They had two marks from the screws holding the license. So I reported the accident to my insurance company. Being a weekend, I have to wait until Monday to talk to a claim’s rep. We won’t be repairing my car’s license plate.
Now the other car owner has called and wants me to pay for his repairs (about $300) rather than going through insurance.
What I’m wondering is if it is of any value now, paying for his repairs, as I have already approached my insurance company and opened a file. With a collision report made by the police on site, will my daughter’s insurance go up anyway?
If you can help me understand this I’d appreciate it. Thanks. :)
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